The rich rules over the poor, and the borrower is the slave of the lender. Proverbs 22:7
It seems absurd that the Bible has such verse. Many would take the first phrase in a bad way because that is what it looks like what is happening that is the rich taking advantage of the poor.
Such is an analogy to explain the second phrase which says that the borrower is the slave of the lender. This is very true. If you are in need and you resorted to borrowing it is only logical that the borrower will submit to the terms of the lender thus the Bible renders such warning.
If such things can wait or if it is not a matter of life and death I would suggest that don't resort to borrowing. If your need for cash is only to enjoy a vacation in Boracay or probably a day shopping in Hong Kong please only go there when you have free cash and not be borrowing. You may have enjoyed it but I assure you it is only enjoyable until your lender asks you to pay up.
The really good thing is for you to be the lender that is turning the table around but it would be more enjoyable if you lend to help others get out of debt by teaching them financial literacy.