Its a new year and most of us have written their new years resolution which I believe you gave up on following on Jan 3, just kidding.
source: http://www.diabetesmine.com/
Many of us can't and won't be free from debt because in the first place it was never our goal to be free from debt. That is a very absurd thinking you may say but it is actually happening.
source: http://blogs.ktk985.com
So in order to not to fall to deeper manholes of debt set your goals. Put a deadline(I know nobody wants a deadline) and follow it to the letter.
source: http://blog.madd0.com/
It doesn't have to be a giant step goal. As Confucius said "A journey of a thousand miles begins with a single step." Take it one step at a time.
The questions one has to answer are these:
1. When and how often to save?
1. When and how often to save?
Save in a week, in a month, or in every two weeks.
2. Save how much?
20 pesos, 50 pesos, 100 pesos.
3. How to save.
Stop buying gourmet coffee on the way to work, cutting the cable, selling old stuff, starting a small business on the side, continuously setting aside money for a loan already paid, and so much more
2. Save how much?
20 pesos, 50 pesos, 100 pesos.
3. How to save.
Stop buying gourmet coffee on the way to work, cutting the cable, selling old stuff, starting a small business on the side, continuously setting aside money for a loan already paid, and so much more
Many of us really don't save. Saving doesn't have to be a one time big thing like saving your entire paycheck for this month in order for you to buy that latest phone next month.
source: http://www.chowking.com/home
Save little by little. If you buy a Chowking breakfast meal with a halo halo the next time only buy the breakfast meal. And after buying only the breakfast meal for two weeks eat at home before going to work.
source: http://www.telegraph.co.uk
Or if you smoke a pack of cigarette a day only smoke half the next day and the other day smoke 1/4 of a pack and on the other 1/8 of the pack until you only smoke one stick a day and probably with God's grace totally quit smoking in 6 months.
Saving abruptly just gives you a withdrawal syndrome so do it little by little until your body adjust and accepts the new lifestyle.
source: http://www.moneytomoney.org/
P.S. I have conceptualize some book project regarding savings. I will share it as soon as I start the very first pages of that book. And like I have said I am also doing it one small step at a time. I hope to see you downloading it once it is out... promise its free :)
No comments:
Post a Comment